Mortgage Calculator

Estimate monthly mortgage payments instantly

Loan amount: --
Default: 1.1% of home price
Applied when down payment is under 20%
Monthly Payment --
Principal & Interest --
Total Interest --
Total Cost --

Monthly Breakdown

Principal & Interest --
Property Tax --
Home Insurance --
PMI --
Total Monthly --

Payment Breakdown

Balance Over Time

Amortization Schedule

# Payment Principal Interest Balance
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Extra Payment Analysis

PRO

Original

Total Interest --
Total Cost --
Payoff Date --

With Extra Payments

Total Interest --
Total Cost --
Payoff Date --
Interest Saved --
Months Reduced --

Compare Scenarios

PRO
Best Option: --

Refinance Comparison

PRO

Current Mortgage

Refinance Option

Current Mortgage

Monthly Payment --
Total Remaining Cost --

Refinanced

Monthly Payment --
Total Cost (incl. closing) --
Break-Even Month --
Total Savings --
Worth It? --

ARM vs Fixed Rate

PRO

Fixed Rate

Total Cost --

ARM

Total Cost --
Crossover Month --
Recommendation --

Export Schedule

PRO

Help & Guides

How to Use This Tool FAQ